ISAs represent a tax-efficient container into which to place cash savings and investments in equities, bonds and collectives (see below).

The cash portion, currently up to £3600 per year, is usually a deposit with a bank or building society and because it is an ISA, interest and growth is not taxable.

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Individual Savings Accounts (ISAs)
12/05/2008
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01604 497566
5 Point Financial Planning Ltd
Suite S4
Moulton Park
Northamptonshire
NN3 6AQ
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5 Point Financial Planning Ltd is An Appointed Representative of Sesame Ltd.,
which is authorised and regulated by the Financial Services Authority
Sesame Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427
The FSA do not regulate National savings products and some forms of mortgage and tax planning.
The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.